Dental Insurance – Oak Point, TX
Learn How to Save When Visiting Our Office
When it comes to paying for your family’s dental care, we don’t want it to be a painful process. You shouldn’t have to choose who gets treatment because of cost, and you should never feel that any of our services are out of reach. At The Elegant Dentistry, we not only offer affordable options but also welcome your dental insurance in Oak Point. To help you understand how you can start saving the moment you walk through our doors, keep reading or call us today!
How Dental Insurance Works
When choosing to enroll in a dental insurance plan, you will notice there is a typical breakdown of coverage that most companies offer:
- 100% preventive dentistry
- 80% basic restorative dentistry
- 50% major restorative dentistry
General checkups and cleanings, tooth-colored fillings, dental crowns, dentures, dental bridges, root canals, and tooth extractions are just a few of the many services you can expect to be covered, in whole or in part. Cosmetic treatment is typically not included because they are considered “non-essential.”
What is the Difference Between Dental and Medical Insurance?
Dental and medical insurance are not the same. If you sustain an injury or come down with an illness that requires hospitalization or that you see a specialist, you should expect to use your medical insurance to help cover the cost. This method of savings is to be used primarily after a problem occurs.
Dental insurance is often used to cover preventive and restorative services. Most companies offer patients greater savings on checkups and cleanings (100%) to reduce their risk of more serious problems in the future.
In-Network vs. Out-of-Network
In-network and out-of-network may be terms that you are unfamiliar with, but our team at The Elegant Dentistry is here to explain what they mean and why they matter.
In-Network
You can see an in-network dentist when using your dental insurance. This means you can choose a professional who has an established agreement with your plan to provide certain services at a lower price. This saves you money when requiring preventive or restorative treatment.
The Elegant Dentistry is pleased to be in-network with:
- MetLife
- Cigna PPO
- Aetna PPO
- United Healthcare
- Guardian
- BCBS of Texas
Out-of-Network
You also have the option to see an out-of-network dentist, but this means that you are unlikely to save as much. These individuals are not contracted with your dental insurance plan so that they can set their own treatment fees. As a result, you may pay more for the care you receive, but most offices will file claims on your behalf to help you receive the maximum reimbursement.
